Savings term deposits in dinars

  • JUBMES Bank offers savings term deposits in dinars under very favorable conditions;
  • Deposit tenors are: 2, 3, 6 i 12 months;
  • On savings term deposits in dinars the Bank shall apply fixed interest rate and the compounded method of calculation.

    Deposit Basic Features:

    Deposit TypeDeposit in dinars with interest calculated and payable upon maturity
    Deposit AmountEUR 100 minimum
    Indexation CriteriaNo indexation
    Interest Rate (Nominal – NIR and Effective - EIR)Fixed annual
    Charges borne by the clientFree of charge


    Applicable Interest Rates:

    Deposit Tenor At sight2 months3 months 6 months 12 months
    Interest rate p.a.0.30%2.50%3.00%3.50%4.00%
    EIR p.a.0.30%2.50%3.00%3.50%4.00%


    Automatic Time Deposit Renewal

    The Bank shall inform the Depositor on terms of deposits renewal at least 15 days prior to time deposit’s expiration. The Depositor is entitled to terminate the Time Deposit Contract within the period of 30 days from reception of Bank’s notice.

    Unless the Depositor terminate the Time Deposit Contract in 30 days from reception of Bank’s notice, the Deposit shall be considered as automatically renewed for the same period and with the interest rate stated in the Bank’s notice.

    Deposits may be renewed with or without the interest accrued for the original time deposit period


    Deposit Insurance

    JUBMES banka is a participant of the mandatory deposit insurance system governed by the laws of the Republic of Serbia.

    Detailed information available at

    You will receive our offer related to foreign exchange accounts and deposits at Bank Branch counters.

    The Bank shall treat data on saving deposits as business secret, guaranteeing full data safety and deposits availability.


    +381 11 2205-690